Electronic Consent

Consent to Receive Electronic Disclosures

By using the OrchiFunds website and services, you consent to receive disclosures, notices, and other communications electronically. This E-Consent agreement explains how electronic disclosures will be provided to you and how you may obtain paper copies.

Scope of Consent

Your consent applies to all electronic communications related to:

• Your loan application and any resulting loan offers
• Disclosures required by federal or state law
• Privacy notices and terms of service
• Account statements and transaction confirmations
• Customer service communications
• Marketing and promotional materials (if you opt-in)

Hardware and Software Requirements

To receive electronic disclosures, you will need:

• A computer, smartphone, or tablet with internet access
• A current web browser (Chrome, Firefox, Safari, or Edge)
• An email account and email software capable of receiving emails
• Software to view PDF files (such as Adobe Acrobat Reader)
• Sufficient storage space to save or print disclosures

How We Will Provide Electronic Disclosures

Electronic disclosures may be provided by:

• Sending to the email address you provided
• Posting on our website with notification to you
• Displaying on your account dashboard
• Sending via text message (if you opt-in)

Requesting Paper Copies

You have the right to receive paper copies of any electronic disclosure. To request a paper copy, please contact us at:

Paper copies are free of charge, but you must request them within 180 days of the original electronic disclosure.

Updating Your Contact Information

It is your responsibility to keep your email address and other contact information current. You can update your information by logging into your account or contacting customer support.

Withdrawing Your Consent

You may withdraw your consent to receive electronic disclosures at any time by:

• Emailing us at econsent@orchifunds.com
• Calling 1-800-ORCHI-FUNDS
• Writing to us at: 123 Financial District, Suite 500, Miami, FL 33131

Please note that withdrawing your consent may result in the termination of your access to certain services, as electronic communication is essential to our service delivery.

Legal Validity of Electronic Documents

You agree that electronic disclosures and documents have the same legal effect as paper documents. Your electronic signature or acceptance is as valid as your handwritten signature.

Consent Confirmation

By clicking "I Agree" or using our services, you confirm that:

• You have read and understand this E-Consent agreement
• You consent to receive electronic disclosures
• You have the necessary hardware and software to receive electronic documents
• You can access and retain electronic disclosures

Contact Information